The Home
Buyer's Guide.

How to Have it made®

Download as PDF

Few things are more exciting than buying your first home. It’s a big decision that should be carefully considered. Our goal is to help you go into the process well-informed and confident you’re making a smart choice. Let Clayton be your guide to finding the home of your dreams.

The Home Buying Process

One step
at a time.

Buying shouldn’t feel like an endless journey. It should feel like a walk in the park. Just follow these 6 steps and you’re there.

  1. 1 View Homes

    Search models in your area, or visit a home center to meet our team and check out homes in person.

  2. 2 Find Your Home

    Our home consultants will help with the paperwork you need to close on your home purchase — like applying for building permits.

  3. 3 Get Financing

    Choose a lender and work with them to find the financing solution that works best for you.

  1. 4 Have It Built

    Once you’ve closed the deal, we’ll start building the home of your dreams — from the inside out.

  2. 5 Prep Your Home Site

    Each home location is unique, so land improvement options and prep will vary for every home site.

  3. 6 Complete Construction

    When the site is prepped, we’ll send your home out for delivery and installation. Then it’s time to move in and enjoy a slice of the world to call your own.

Find your home.

Explore Clayton Built® models available in your area.

View homes

Our Homes

Finding the
perfect place.

Clayton Built® homes aren’t just built to order – they’re built around the families who will live in them. Tell your home consultant what you’re looking for in a home. Start by selecting your favorite style — Farmhouse, French Country, Modern or Traditional — then ask about possible upgrades and customization options.

freestanding tub
Make it yours

Kitchen options like granite countertops, built-in coffee makers, farmhouse sinks, designer vent hoods, islands and walk-in pantries. Bathrooms available with freestanding tubs, rainfall showerheads and sink vanities.

programmable thermostat
Make it smart

Energy-saving upgrades like R-33 ceiling and R-22 floor insulation, Low-E windows, programmable thermostats and energy-efficient heating and cooling equipment.

Make it Prefabulous®

Choose from all sorts of other features, like open floor plans, fireplaces, sliding barn doors and bench seating.

    The only thing that isn’t optional with a Clayton Built® home is quality. Attention to detail and thoughtful, sustainable features are built into every home we construct.

    • Expertly built to all applicable codes.
    • Multiple, rigorous internal inspections.
    • Quality materials and appliances from Moen®, Frigidaire® and Hunter®.
    Specific materials and appliances may vary among home building facilities and are subject to change and availability.Trademarks of companies other than Clayton are the property of those other companies.
Can’t decide what home you like the most?

We have 20 questions that should help narrow down your search.

Download 20 Questions worksheet

Clayton Favorites Account

Save what
you love.

For a more modern, fun and convenient home shopping experience, check out Clayton Favorites. Create an account and start saving everything that inspires you during your search — from different home models, to features and interior decorating ideas.


As you shop for your home, just tap the heart icon to save certain models and features to your account.

collected favorites

Gather favorites into your own customized boards. You can even create a board for each room in your home.

favorite boards

Invite your family and friends to check out your boards and weigh in on your favorites.

send a board invite
Create Your Dream Home with Clayton Favorites

Collect everything you love in one convenient place.

Save your favorites now

Home Financing

got this.
Build Your Credit

Lenders look at your credit scores and several other factors to determine your home financing options. Building good credit takes time, but having a good credit score will be helpful when you’re ready to apply for a home loan.

Start Saving

Don’t drain your savings account to fund a down payment or closing costs. Consider having separate funds set aside for home purchase costs, while keeping a separate savings account for everyday spending and emergency funds.

Shop for Lenders

It’s important to get estimates of loan fees and terms from different lenders to determine your best option. Consider making a pros and cons list to help you determine which one would be best for your home purchase financing. And remember, the choice of lender is always up to you.

Create a Budget

Keep in mind that your monthly mortgage payment won’t be your only expense as a homeowner. You will also have expenses for homeowner’s insurance, property taxes, maintenance costs, utilities and other living costs. Carefully outlining your budget will make a big difference in being prepared for life as a new homeowner.

Five questions to ask yourself before buying a home:
Want some help budgeting?
Download a free budget sheet

Visiting a Home Center

Seeing is

Come visit a home center near you, and meet with one of our expert home consultants. They’ll answer any questions you may have and walk you through our fully-furnished models to help find the one that’s right for you.

5 reasons to visit a Clayton home center:

  1. 1 Ask questions

    Our friendly and knowledgeable consultants will help you through the home buying process.

  2. 2 Look around

    Take a tour of our home models to find the ones that fit your budget, wants and needs.

  3. 3 Know your options

    Most Clayton Built® models can be customized with different types of flooring, countertops, siding, etc.

  1. 4 Get a deal

    Learn about any special promotions that may be available.

  2. 5 Make it happen

    When you’re ready to buy, our home center representatives will help you dot the i’s and cross the t’s.

Have it made.®

Who gets to decide who has an awesome life and who doesn’t? We don’t believe that power should reside with bosses or landlords or creditors or “fluctuations in the market.” We think it should be up to you.

Homeownership is knocking.
Get started today.

Start dreaming

Create a Favorites account and easily save, organize and share all the homes, features and styles that inspire you.

Create a Favorites Account

Browse models

Find the perfect home for your family — no matter your style, budget or location.

View New Homes