Clayton and Operation HOPE’s Partnership: Empowering People on the Path to Homeownership

Clayton believes that homeownership can improve lives across the country through opportunities to build generational wealth and strengthen communities. One of the ways we can make homeownership possible for more people is through our strategic philanthropic partnership with Operation HOPE, which began in 2022. This national organization equips clients with financial tools and education, with a focus on attainable, quality housing, advocacy and education, and financial literacy.

We also know we’re at a time when many feel that homeownership is out of reach. Operation HOPE’s HOPE Inside® Homeownership Program is designed to support people who are preparing to become homeowners. The program provides workshops, one-on-one coaching and other educational resources, which help clients overcome common barriers to homeownership, such as low credit scores, lack of down payment, existing debt, and money management challenges.

Operation HOPE’s online resources and counseling services have also increased accessibility and engagement, and our partnership will continue to increase the impact of the HOPE Inside Homeownership Program by broadening Operation HOPE’s coaching network and enabling their digital platform to reach more people.

Since 2022, Clayton’s support of the HOPE Inside Homeownership Program has empowered more than 19,000 clients through homeownership services and resources, placing them in a better position to purchase a home. In 2025, 5,386 clients received homeownership coaching and resources and 62% increased their credit score and savings.

As an example of what these services and support can look like, Operation HOPE Coach Christine shared the story of her client, Blair, who lives in Southern California and decided he wanted to make the transition from paying expensive rent to becoming a homeowner. Christine and Blair took a look at his credit and his debt-to-income ratio to understand his current situation.