Clayton Applauds Freddie Mac for Adopting Single-Section CrossMod® Into Mortgage Program
August 5, 20251 min read
Innovative Step Can Expand Attainable Housing Supply in Markets Nationwide
MARYVILLE, Tenn., August 6, 2025 – Clayton, a leading national builder of single-family attainable housing, applauds Freddie Mac’s leadership in adopting single-section CrossMod homes into its existing financing program.
Available in most markets for around $200,000 including the cost of land, single-section CrossMod homes are poised to increase attainable housing supply in urban, suburban and rural locations across the country, reaching an underserved segment of the housing market. This move comes at a critical time: today, 75% of U.S. households, or about 100.6 million households, cannot afford a median-priced new home at roughly $460,000.1
“We join the entire industry in celebrating Freddie Mac’s significant effort to add the single-section home design to their CrossMod mortgage program,” said Kevin Clayton, CEO. “This important update will now provide attainable, energy-efficient homeownership to many more deserving families, helping to make these homes available in established neighborhoods and narrow urban lots.”
All CrossMod homes blend the scale and efficiencies of off-site construction with site-built features, resulting in a home that looks, performs and appraises the same as a traditional site-built home. Single-section CrossMod homes have a size and front-loaded layout ideal for neighborhoods and urban lots, which can create more affordable housing opportunities for developers and homebuyers.
About Clayton
Founded in 1956, Clayton is a leading single-family, values-driven home builder committed to opening doors to a better life through homeownership. The company’s portfolio includes a comprehensive range of site-built, modern manufactured, Tiny, CrossMod® and modular housing. In 2025, Clayton built more than 59,000 homes nationwide. Clayton remains committed to delivering attainable, sustainably-built housing with a lower cost of homeownership and creating world-class experience for customers and team members. For more information, visit claytonhomes.com.
CrossMod is a registered certification mark of the Manufactured Housing Institute.
