Clayton Applauds Freddie Mac for Adopting Single-Section CrossMod® Into Mortgage Program

MARYVILLE, Tenn., August 6, 2025 – Clayton, a leading national builder of single-family attainable housing, applauds Freddie Mac’s leadership in adopting single-section CrossMod homes into its existing financing program.

Available in most markets for around $200,000 including the cost of land, single-section CrossMod homes are poised to increase attainable housing supply in urban, suburban and rural locations across the country, reaching an underserved segment of the housing market. This move comes at a critical time: today, 75% of U.S. households, or about 100.6 million households, cannot afford a median-priced new home at roughly $460,000.1

“We join the entire industry in celebrating Freddie Mac’s significant effort to add the single-section home design to their CrossMod mortgage program,” said Kevin Clayton, CEO. “This important update will now provide attainable, energy-efficient homeownership to many more deserving families, helping to make these homes available in established neighborhoods and narrow urban lots.”

All CrossMod homes blend the scale and efficiencies of off-site construction with site-built features, resulting in a home that looks, performs and appraises the same as a traditional site-built home. Single-section CrossMod homes have a size and front-loaded layout ideal for neighborhoods and urban lots, which can create more affordable housing opportunities for developers and homebuyers.

All new Clayton CrossMod homes are eBuilt® and are estimated to save homeowners up to 50 percent on their annual energy costs2, allowing homeowners to save more money over the lifetime of their home.

1 NAHB February 2025 Special Study for Housing Economics
2 energy.gov ZERH guidelines

Freddie Mac is a registered trademark of the Federal Home Loan Mortgage Corporation.

Home features were updated September 2025. Visit https://www.claytonbuilt.com/ebuilt for details.

About Clayton
Founded in 1956, Clayton is committed to opening doors to a better life through homeownership. Clayton is a leading single-family, values-driven home builder dedicated to attainable housing, sustainable practices, and creating a world-class experience for customers and team members. The company’s portfolio includes a comprehensive range of site-built, modern manufactured, Tiny, CrossMod® and modular housing. In 2024, Clayton built more than 60,000 homes across the country. For more information, visit claytonhomes.com.
CrossMod is a registered certification mark of the Manufactured Housing Institute.