Q&A: All about CrossMod® homes

What makes a home a CrossMod home?

“CrossMod” comes from the combination of “crossover” and “modern.” These homes blend the best of on-site and off-site built housing. This means you benefit from the cost-saving building efficiencies of off-site construction as well as the foundational durability associated with on-site construction.

 CrossMod homes from Clayton are constructed in one of our state-of-the-art building facilities, just like a modern manufactured home, but they have additional features that make them look more like a traditional site-built home. Clayton CrossMod homes are then secured to a permanent foundation at the final home site, offering buyers the best of both construction methods. A garage as well as a covered porch are finished on-site.

What are some benefits of a CrossMod home?

CrossMod homes have some of the same benefits traditionally associated with off-site built homes, like a potentially faster construction time and greater options for affordability. However, the additional benefit is that these homes also have the potential to appreciate similarly to site-built homes.

How is this possible? Because the homes’ features meet certain requirements, appraisers are able to better compare CrossMod homes to site-built, which creates the potential for similar appreciation over time. A CrossMod home can be a comparable investment to a traditional site-built home, since it can be eligible for conventional financing.

How much does a CrossMod home cost?

The exact cost of any home varies depending on factors like its specific features and where it will be located. Clayton is excited to bring home buyers another home type option with both quality and attainability in mind. Check nearby Clayton locations to learn about pricing in your area.

What are some potential financing options?

You should always reach out to a lender of your choice for specific financing questions, but here are a few resources about possible financing options for these homes. These resources from Fannie Mae® and Freddie Mac® can give you more information on conventional mortgage loan financing programs specifically created for CrossMod homes.

What kind of features do CrossMod homes have?

CrossMod homes are built to HUD code and designed to permanently attach to land. They offer the aesthetics and features typically seen in traditional construction.

First, CrossMod homes are permanently placed on the foundation once they arrive at the final home site. In addition, here are some of the key interior and exterior features that distinguish a Clayton CrossMod home:

• Site-built covered porch

• Garage

• Durable cabinets

• Interior details like a concealed marriage line and smooth ceilings

• Energy efficient standards and features

• Minimum 5/12 roof pitch

• A permanent foundation

Where can I get more information about a CrossMod home?

CrossMod homes offer forward-thinking designs, energy-efficient features, and high-end materials without sacrificing the efficiency, quality, and construction speed that comes with off-site built homes.

If you have more questions about CrossMod homes, you can always talk to your home consultant about potential opportunities that are available in your area.